Home Affordability Calculator

Find out what you can really afford

Home & Loan Details

$
$0 $3M
%
$
Homeowners association or condo fees

Your Income

💡 Recommended income for this home
$0/yr
$
$
Bonuses, rental income, side income, etc.

Rent Comparison

$
Enter your rent to see a rent vs. buy comparison

Monthly Debts

$
$
$
$
Alimony, child support, personal loans, etc.
Estimated Monthly Payment
$0
Principal & Interest $0
Property Tax $0
Insurance $0
PMI $0

Affordability

--
Front-end DTI
0%
Housing / Income
Back-end DTI
0%
All Debts / Income

Cash Needed to Close

Down Payment $0
Est. Closing Costs (2-5%) $0
Total Cash Needed $0
See closing cost breakdown

Loan Insights

Total Interest Paid
$0
over the life of the loan
First Payment Breakdown
$0 / $0
interest / principal
Your first payment: 0% goes to interest
Interest Principal
$

Equity & Amortization

Year Principal Interest Balance Equity

What If Rates Change?

True Cost of Homeownership

Monthly Budget

Gross Monthly Income $0
Housing Payment -$0
Existing Debts -$0
Remaining $0

Tax Benefits

Credit Score Impact

How Much Can I Afford?

Down Payment Comparison

Pre-Approval Readiness

Estimates based on state averages. Actual rates, taxes, and insurance premiums vary by location, credit score, and lender. This is not financial advice.